Official-looking Bank letterhead was used.

But I kid! Your letter has to be one of the loveliest that I' ve received in my short time writing this column.

Here's an example of such a scam using official-looking Bank letterhead and signature.

Yes, good question! After I've looked at and enjoyed the cards and letters I receive, I put them in a stack.

When you save fewer cards and letters, you are more likely to enjoy looking at them later, which is the whole point of saving them in the first place.