| 1 | We are on the cusp of a major revolution. | |
| 2 | America' s mortgage leaders are again at the center of a scandal. | |
| 3 | White as the surf it was, and like a flower it tossed on the waves. | |
| 4 | Because exploration often goes hand in hand with research, scientists are finding themselves on the front line. | |
| 5 | When you are standing on the cusp, you have to dig deep within yourself to find ways to overcome the fear, doubt and worry. |