| 1 | When the insurance policy matures, the insured person will receive the capital sum agreed. | |
| 2 | The collapse of its insurance arm would hit ordinary policyholders. | |
| 3 | It's a whole life policy that gives the policyholder flexibility over the insurance premiums. | |
| 4 | That will either bankrupt insurers or lead to huge rises in premiums. | |
| 5 | Life insurance and retirement plans automatically pay the designated beneficiary when the policy holder dies. |