Then either find a friendly hosting company to host it for free, in exchange for some advertising, or just pay from your own pocket.

Still, some gamers say they plan to open their wallets for both.

The first "big fight" usually happens around billing time or when the client expects to see results before they had to pay for anything.

This goes on credit cards (and around our waistlines), and we then must pay for this - with high interest - during the year.

She paid out-of-pocket for treatment and medications, fearing that someone at work would find out about her condition through her insurance.