| 1 | You cannot rely on bankruptcy to absolve debts. | |
| 2 | Second, it absolves voters of responsibility for their problems. | |
| 3 | Philanthropy no more canonises the good businessman than it exculpates the bad. | |
| 4 | But there is a troubling subtext: the author' s attempts to exculpate himself. | |
| 5 | ' , it appears men have come up with some pretty good excuses for their idleness at Christmas. |
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