| 1 | Poverty often encourages crime. | |
| 2 | Don't encourage bad habits in a child. | |
| 3 | The lack of understanding fosters feelings of hatred between the two nations. | |
| 4 | Your free-spending ways helped cause the worst financial crisis since the Great Depression. | |
| 5 | They argue this government mandate interferes with the free market and encourages undue investor reliance on credit ratings. |