| 1 | Mr. Gao returned after some gray market creditors allegedly kidnapped his daughter for three days. | |
| 2 | The government is trying to crack down, but that risks shifting the activity towards underground money exchangers. | |
| 3 | Ye Tan, an economist based in Shanghai, notes that underground banking isn't unique to Wenzhou. | |
| 4 | "This is like saying it's safer to save money in the illegal private banks of Wenzhou than to save money in a Swiss bank, " it said. | |
| 5 | "They know underground lending is very risky because of the high interest rates, but they have no choice, " he says. |