| 1 | In addition, thestudent needs to prove his income is high enough to manage the monthly loanpayments solo. | |
| 2 | Instead, she lost her job and her two adult sons have moved back in to help pay her bills. | |
| 3 | Typically, that's a parent or another relative, but it can be anyone willing totake responsibility for paying back the loan. | |
| 4 | And we should also know how the money has been used, like paying for loans or for business purposes. | |
| 5 | That is more than double the 32% threshold that Canadian banks use to gauge whether a borrower can handle a loan. |
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