| 1 | Now ICBC' s bad loan ratio has been reduced to 2.2 percent. | |
| 2 | ICBC said its nonperforming loans fell to 0.91%, down from 0.95% at the end of June. | |
| 3 | Ninety-five percent of borrowers who did refinance in the second quarter chose fixed-rate loans, Freddie Mac said. | |
| 4 | The government should switch from campaigns, like patiently explaining annual percentage rate on loans, to shock tactics, he says. | |
| 5 | In the late 1990s, Chinese state lenders were all but insolvent, with nonperforming loan ratios at many banks exceeding 50 percent. |
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