She said: "When I see a company like Wal-Mart launch an initiative like this, I feel more hopeful than ever before.

And as a copyright holder and creator, I don't want a single Walmart-like channel that controls access to my audience and dictates what is and is not acceptable material for me to create.

In 2003, Steve quit his job to become part owner of a company that holds personal finance seminars for employees of corporations like Wal-Mart.

If you look at the news this week, you will notice articles about the class-action suit against Walmart.

Now if only they could develop a “plug and play” installation so individuals could do it themselves, these could easily be on the shelves of Walmart or Ikea and selling like hotcakes.