| 拖欠 | tuō qiàn | in arrears; behind in payments; to default on one's debts | |
| 欠缺 | qiàn quē | to be deficient in; lapse; deficiency | |
| 欠款 | qiàn kuǎn | to owe a debt; balance due; debts | |
| 欠账 | qiàn zhàng | to owe a debt; debt; obligation | |
| 欠佳 | qiàn jiā | suboptimal; subpar; not good enough |
| 1 | I owe you a meal. | |
| 2 | He owes a lot of money. | |
| 3 | He owes me an explanation. | |
| 4 | I owe her an apology. | |
| 5 | This job is lacking practical experience. |
