| 1 | It takes this Israelite vision that you've seen all the way through the book and then universalizes it to the whole world. | |
| 2 | F. Stokes and D. M. Baer found it critical in maintaining new behaviors. | |
| 3 | This leads to a "no smoke without fire" culture that may be pervasive and hard to overcome. | |
| 4 | Conflicts of interest for large banks are also more common now that their ranks have thinned. | |
| 5 | Dubbing this "generalization," psychologists T.F. Stokes and D.M. Baer found it critical in maintaining new behaviors. |