| 1 | She deeded her house to the new owner. | |
| 2 | Until then, the homeowners will behave as if they own 100% of it. | |
| 3 | Give homeowners the chance to have their loan modified, provided they meet certain criteria. | |
| 4 | The council brought pressure to bear on the landlord to improve his property. | |
| 5 | But what if the homeowner starts to default, as millions have in the past few years? |