| 1 | Internationally, the microcredit service has first successfully practiced in Bangladesh Country bank. | |
| 2 | Irrigation, agricultural credit issued to encourage scientific and technological progress, economic development in rural areas is an important factor. | |
| 3 | Credit risk is a key issue in the bank loans, therefore, the prediction of credit risk of offering loans to farmers is very important in the business of micro agricultural loans. | |
| 4 | However, as the cooperative society was controlled by the rich and despotic gentries, the agricultural loan did not prevent the usury effectively. | |
| 5 | This paper presents the solution to large sum agriculture loan problem in rural credit agency through credit community and expounds related problems. |
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